First Time Buyer

 

Buying your first house is an exciting and daunting time.

 

You are probably about to spend the most money you ever have and there are lots of new processes, weird jargon and types of mortgages to consider too.

 

Don’t worry there are actually some advantages to being a first time buyer. Interest rates are currently very low, and first time buyers are more appealing to sellers because you are not “in a chain”.

 

I have access to many lenders so I am well placed to assist you, however these days it is quite common to provide a substantial deposit in order to get a mortgage (although there are a number of 95% mortgage deals still around)

 

If you are saving for your first home then we can look at the products available to you to save for your deposit such as the Help to Buy ISA or the Lifetime ISA (LISA) which launched in April 2017.

 

How can I Help You?

 

  • Obtain a mortgage in principle to show Estate Agents
  • Find the right mortgage product for your needs
  • Arrange for Life Insurance to cover your mortgage
  • Help to save in the most tax efficient way for your deposit

 

Please contact me to arrange a meeting at a time and location convenient to you.